Internet Merchant Services: Does Your Business Need Them?
Today, the greatest difference between businesses in the same field is whether they use the Internet as a sales tool. For years, online sales were the icing on the cake of the in store sales a merchant...
View ArticleMerchant Account Processors: Frequently Asked Questions
Today, being a successful merchant requires merchant accounts. Merchants can receive an account through an independent selling organization (ISO) or a bank. In either case, a bank acts as the processor...
View ArticleMerchant Point of Sale Processing: Understanding Contactless Payment
For years, accepting card payment required a merchant to use card-swiping or card insertion terminals. But today, point of sale transactions can be contactless. Processing equipment for contactless...
View ArticleInternet Merchant Bank Account Fees: An Overview
To say the Internet is the new marketplace is an understatement. More accurately, it is the new global marketplace—a place that any merchant can be a part of with the help of an independent selling...
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The History — and Future– of Credit Cards
The New Year’s cusp is always a good time for looking both forwards – -and backwards. Especially when one considers how fast the whole passing parade… passes by! For some colorful holiday reading...
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How Will Credit Card Fee Changes Affect Consumer Credit Card Use?
Or will t hey? As a follow-up to last week’s post about the late-in-the-year settlement on card fees, and how those might affect both merchants and consumers, comes this additional item in the...
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Valentine’s Spending on the Rise
A new survey by the National Retail Federation says that American’s will spend more than $18 billion on Valentine’s Day, making it one of our “spendiest” holidays, close on the heels of Christmas and...
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It Was Originally Going to Be the Second of July!
As we head toward our big midsummer celebration, remember that if John Adams had been right, you’d be celebrating two days earlier! On July 2nd, 1776, the Continental Congress legally separated itself...
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Plastic Sleeves and Radio Chips: Simple Protections for RFID Cards
We cover the coming changes in credit use and mobile charging in this space — because that’s our business, and it’s how we help you attract more paying business, too. As the news keeps making clear,...
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Fed Report: Mobile Payments, Commerce on the Upswing. But…
The Federal Reserve has issued the 2015 edition of its Consumers and Mobile Finances report. Among the findings, as reported by “Digital Transactions,” are that “the number of mobile-payments users in...
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